The following commercial insurance programs are currently in place for Faith Technologies, Inc.:
- Workers' Compensation, traditional statutory coverage including:
- Employer's Liability
- Foreign (nation) Coverage
- Commercial General Liability
- Commercial Auto Liability, including coverage of owned, hired and non-owned
- Umbrella
- Professional Liability/Pollution Liability ***
- Contractor's Equipment (owned and rented)
- Installation Floater
- Employee Dishonesty (Includes 3rd party coverage)
- Foreign Work Coverage (GL, Auto and WC)
- Numerous others necessary for business operation and loss control
St. Paul Travelers, an A+ rated insurance company, is our commercial insurance provider for all of these programs except for Professional Liability/Pollution Liability, which is provided by Greenwich Insurance, also an A+ rated insurance company. Our Bond programs are provided by CNA.
Faith Technologies, Inc.'s financial strength qualifies us for bid, performance/payment, and miscellaneous bonding capacity with individual project bonds in moderate-eight figure ($) sizes, and aggregate uncompleted bonding capacity as much as low-nine figures ($). Western Surety (CNA-company) provides us with all of our bonding needs.
Requests for Certificates of Insurance (on executed contracts only) and any questions about Faith Technologies, Inc. commercial insurance and/or bonding programs should be placed with Heather Bertini, Risk Manager (phone: 920-225-6578).
*** Faith Technologies, Inc. maintains a unique type of insurance coverage that you should be aware of when considering subcontractors. We maintain Professional Liability (also known as 'Errors and Omissions') insurance that covers the design of our work. Whether we totally designed your system, or only made minor design adjustments in the field, we provide you with $1million of coverage.
General Liability covers damages while work is being conducted, warranties cover the continuance of system functions, but only Professional Liability provides coverage that the design works as designed. This is a narrow band of insurance coverage that many of our competitors do not maintain, and when not in place may provide uninsured risk to you. All of our professional design, estimating, field personnel, and subcontracted design professionals are covered. This is also unique because usually only professional designations (e.g. PE's, etc.) within the company would be covered. Our coverage is automatic with any of our work; there is no need for you to request anything.
